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You can think about your cell phone plan as if it were your investment portfolio. Diversity is definitely good—you use your phone for more than just talking. It’s also a good idea to include the things you don’t need today but might use in the future.
If your cell phone plan has limited coverage, hefty fees for exceeding your allotted minutes, and a restrictive data plan, you’re not getting a very good deal. If your investments came with these kinds of strings attached, you’d be dumping them for something better.
Shop around for cell phone plans the same way you shop around for stocks and other investments–you have a lot of options. For example, you can find plans that give you unlimited voice, text, data, and mobile music for a monthly flat fee. You might not think you’ll use all those services but once you have access to them, you’ll see how much they improve your quality of life.
Right now, your life consists of meetings, travel, market analysis, and more travel. You’ve equipped your phone to be compatible with your professional life. You have apps for checking the latest news, watching the market, and keeping tabs on trading overseas. What sometimes gets lost is the personal side of life. While it may be impractical to turn your phone off on a regular basis so you can unwind, you can incorporate some personal flavor into your daily routine. Listen to music while you check commodity prices or download a funny clip from the TV program you missed last night and watch it while you wait to board your flight.